While using the Dr. Babasaheb Ambedkar Sahakari Bank Ltd. website, internet banking, mobile banking applications, or any related digital services, users may be required to share personal and confidential information. Dr. Babasaheb Ambedkar Sahakari Bank Ltd. and its affiliates understand the importance of protecting this information.

We are strongly committed to safeguarding the privacy of our customers. The Bank has adopted all reasonable and necessary security measures to ensure the confidentiality of customer information during its transmission over the internet. The Bank shall not be held liable for any disclosure of such information made in accordance with applicable laws or based on agreements with customers.

To ensure data security, Dr. Babasaheb Ambedkar Sahakari Bank Ltd. uses industry-standard 128-bit encryption for transmitting sensitive information—an encryption level permitted under Indian law. If the customer's browser or device does not support this level of encryption, a suitable warning message may be displayed to inform the user.

To further enhance security, customers are advised to create strong passwords using a combination of letters, numbers, and special characters. Avoid using easily guessable information such as names, birth dates, or pet names. Customers must not share their passwords or store them in written form where third parties could access them.

Dr. Babasaheb Ambedkar Sahakari Bank Ltd. shall not disclose customer information to any person or entity, unless such disclosure is:

• Required by law or legal process;
• Necessary to enforce the terms and conditions of products or services;
• Required to protect the interests, rights, or property of Dr. Babasaheb Ambedkar Sahakari Bank Ltd., its affiliates, members, or other users.

Customers shall not disclose confidential information related to Dr. Babasaheb Ambedkar Sahakari Bank Ltd. or its affiliates obtained through the website. Any such disclosure will be treated as a breach of this policy and may lead to termination of services and legal action.

The Bank limits the collection and use of customer data to what is necessary to offer a better experience. The information may be shared with affiliates and third parties for purposes such as service provision, subscription management, customer support, or service renewal notifications. Such third parties are contractually obligated to use the information only for these specified purposes.

Cookie Policy

Cookies are small files used to enhance user experience. They help in efficient navigation, remembering user preferences, and collecting anonymous analytics data. By using our website, users consent to the use of such cookies. Users may disable or delete cookies via browser settings. Dr. Babasaheb Ambedkar Sahakari Bank Ltd. is not responsible for third-party cookies placed on user devices by other websites.

Customers authorize Dr. Babasaheb Ambedkar Sahakari Bank Ltd. to share information related to their accounts and transaction history with affiliates, financial institutions, credit bureaus, agencies, or regulatory networks, as required by law or for legitimate business functions such as credit verification, scoring, or risk management. The Bank shall not be held liable for any usage or disclosure of information under such authorized sharing.